RV Insurance Services

The Unique Nature of RV Insurance

RV Insurance is like two policies in one. It protects your vehicle like car insurance, and it also protects your living area like home insurance. At Canby Insurance & Investment, we understand that RVs serve a unique role and need unique protection.

Collision and road emergencies are definite risks to insure against while on the road with your RV, but when you are camping or parked, your RV becomes your home and needs to be protected against theft, fire, liability, and other disasters. It's a combination of home and auto insurance with greater liability coverage.

That's because it's not just a car on the road or a home on a plot of land. It's taking your entire home with you when you travel, and your coverage should reflect that. If you're not sure how much coverage you need, let our experienced agents at Canby Insurance & Investment help. We can provide free evaluations and free quotes when you call today.

Do You Need Motorhome Insurance?

There are several classes of recreational vehicles, and they each need special insurance. At Canby Insurance & Investment, we work with the best carriers to make sure you have access to the policies you need.

• Class A covers RVs built like large commercial buses. This kind of motor home is complete and contains everything you need. Some of these homes are very expensive, costing up to a few hundred thousand dollars.
• Class B vehicles resemble vans but have taller ceilings. This allows you to fully stand up inside. They also have a longer wheelbase to accommodate the weight and additional room they provide.
• Class C vehicles are large vehicles made from trucks or vans.
• Fifth-wheel trailers are like larger homes on wheels. They are specifically made for driving on the highway and camping. They are long-term use vehicles.
• Toy hauler vehicles typically fully contain toys such as snowmobiles and dirt bikes.
• Horse trailers can transport livestock. They may include sleeper units.
• Pop-up campers can be collapsed for easy storage and transport.
• All-terrain vehicles (ATVs) include three and four-wheelers.

If you're not sure what you need, just ask! We're a local, family-owned agency, and we take the time to work with clients personally.

Options for Your RV Insurance Policy

Whether you are roaming across the country or staying closer to home in Oregon or Washington, you need quality insurance for your RV. Let Canby Insurance & Investment help you get the best coverage for your needs and budget.

The right insurance will depend on your RV. Units that are motorized need the same kind of coverage as your car, like liability, comprehensive, and collision. If you only plan to vacation once or twice a year, you may be able to get by with seasonal coverage. Trailer RVs will need insurance coverage for damage, both on and off the road.

Other options to consider include:

• Insurance for full-time RV living
• Camper liability to protect your RV and the lot it's parked on
• Extra bodily and property damage liability (recommended for large or expensive RVs)
• 24-hour roadside assistance
• Emergency expense money
• Total loss coverage
• RV contents coverage
• Insurance for any ATVs you may be towing (for damage from towing or driving)

We'll explain the options to you, and we'll explore the ones that make the most sense for you. Let Canby Insurance & Investment help today!

Quality Insurance From Reliable Local Agents

You have options for insurance coverage. Why should you trust Canby Insurance & Investment? It starts with our options for insurance coverage.

Many agencies work only with select insurance carriers. This limits their policy options, and it gives them a conflict of interest. At Canby Insurance & Investment, we're an independent agency. We choose the carriers we work with based on the quality of their coverage and claims service.

In other words, we make sure the insurance we offer is truly the best of the best. Then, as a family-owned business, we work with clients personally to find the right coverage for their needs. We don't just find cheap policies. We find policies with value.

Ultimately, we put clients first. We reply to inquiries the same business day, and we provide free estimates as soon as possible. Same-day appointments are often available, so don't delay if you need service. Call (503) 266-2249 today!